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1U Flexicare 
The NHS excels in providing treatment for certain conditions, such as emergency care and cancer treatment. As a result, 1U FlexiCare does not cover these. Instead, 1U FlexiCare focuses on the majority of the most common surgical procedures where the NHS has longer waiting times.
- Substantial savings over the cost of traditional private medical insurance
- Covers the cost of private treatment for an approved list of procedures with long waiting times on the NHS
- Gives you the choice – you can choose to go private or you can take the cash value for the operation and have your treatment elsewhere, at home or abroad
- No waiting – includes consultations, investigations and tests so you get a fast diagnosis
- Flexibility – you choose how you want your treatment, where you want it and when you want it
- No hassle – your bill is settled directly with any approved hospital and there is no excess to pay.

Example premiums
|
| Age |
1U FlexiCARE |
1U FlexiCASH |
| 25 |
£12.85 |
£7.00 |
| 29 |
£14.65 |
£8.30 |
| 39 |
£22.00 |
£12.00 |
| 49 |
£30.45 |
£17.05 |
| 59 |
£45.95 |
£25.95 |
| 69 |
£63.85 |
£35.10 |
Average NHS waiting times
|
| Hernia |
149 days |
| Heart bypass |
155 days |
| Hip replacement |
244 days |
Cataract surgery
|
174 days |
Knee replacement
|
274 days |
| Slipped disc |
152 days |
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